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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,181 | $124,980-91.9% | $108,359-90.6% | $154,746-93.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.33% | 45.00%-29.7pp | 36.89%-21.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $2,286 | $2,851-19.8% | $2,399-4.7% | $4,379-47.8% |
| Participant deferral / active EE | $3,215 | $4,743-32.2% | $4,137-22.3% | $6,730-52.2% |
| Admin fee / account holder | $2,481 | $11,502-78.4% | $9,741-74.5% | $14,365-82.7% |