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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,181 | $123,155-91.7% | $108,753-90.6% | $155,188-93.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 15.33% | 44.73%-29.4pp | 37.47%-22.1pp | 148.84%-133.5pp |
| Employer contribution / active EE | $2,286 | $2,811-18.7% | $2,427-5.8% | $4,248-46.2% |
| Participant deferral / active EE | $3,215 | $4,623-30.5% | $4,115-21.9% | $6,531-50.8% |
| Admin fee / account holder | $2,481 | $12,126-79.5% | $10,320-76.0% | $14,480-82.9% |