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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,125 | $58,311-75.8% | $81,882-82.7% | $80,959-82.6% |
| Participation rate | 51.5% | 63.5%-12.0pp | 72.4%-20.9pp | 67.7%-16.2pp |
| Annual return | 15.33% | 41.85%-26.5pp | 779.47%-764.1pp | 35.67%-20.3pp |
| Employer contribution / active EE | $669 | $2,347-71.5% | $2,916-77.1% | $2,757-75.7% |
| Participant deferral / active EE | $1,828 | $3,287-44.4% | $4,323-57.7% | $4,300-57.5% |
| Admin fee / account holder | $1,743 | $4,752-63.3% | $7,360-76.3% | $6,925-74.8% |