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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,389 | $61,125-73.2% | $94,057-82.6% | $87,485-81.3% |
| Participation rate | 67.7% | 64.1%+3.7pp | 73.3%-5.6pp | 68.9%-1.2pp |
| Annual return | 18.27% | 35.20%-16.9pp | 480.62%-462.4pp | 26.06%-7.8pp |
| Employer contribution / active EE | $1,485 | $2,136-30.5% | $2,933-49.4% | $2,596-42.8% |
| Participant deferral / active EE | $2,155 | $3,260-33.9% | $4,709-54.3% | $4,274-49.6% |
| Admin fee / account holder | $2,171 | $5,629-61.4% | $7,244-70.0% | $7,775-72.1% |