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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,221 | $138,366+287.5% | $184,185+191.1% | $80,911+562.7% |
| Participation rate | 96.6% | 83.9%+12.7pp | 86.8%+9.8pp | 67.6%+29.0pp |
| Annual return | 17.39% | 20.02%-2.6pp | 28.81%-11.4pp | 35.63%-18.2pp |
| Employer contribution / active EE | $28,841 | $4,849+494.8% | $6,426+348.8% | $2,756+946.6% |
| Participant deferral / active EE | $21,050 | $7,074+197.6% | $9,132+130.5% | $4,297+389.9% |
| Admin fee / account holder | $41,370 | $10,484+294.6% | $13,909+197.4% | $6,935+496.6% |