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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,274 | $109,359+169.1% | $162,177+81.5% | $72,975+303.3% |
| Participation rate | 98.0% | 84.3%+13.7pp | 87.6%+10.4pp | 69.5%+28.5pp |
| Annual return | 38.53% | 25.46%+13.1pp | 115.60%-77.1pp | 81.01%-42.5pp |
| Employer contribution / active EE | $25,937 | $3,907+563.8% | $5,613+362.1% | $2,440+962.9% |
| Participant deferral / active EE | $16,043 | $5,481+192.7% | $7,297+119.9% | $3,608+344.7% |
| Admin fee / account holder | $9,086 | $7,972+14.0% | $10,843-16.2% | $5,124+77.3% |