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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,164 | $160,070-53.7% | $147,117-49.6% | $145,897-49.2% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 20.26% | 98.69%-78.4pp | 420.54%-400.3pp | 552.29%-532.0pp |
| Employer contribution / active EE | $11,298 | $5,285+113.8% | $4,932+129.0% | $4,663+142.3% |
| Participant deferral / active EE | $17,651 | $8,419+109.6% | $8,065+118.9% | $6,689+163.9% |
| Admin fee / account holder | $11,261 | $15,035-25.1% | $12,993-13.3% | $13,390-15.9% |