| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISED ASSETS GROUP, LLC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $1,421,202 |
THE BANK OF NEW YORK MELLON4 years Filed as: MELLON INVESTMENTS CORPORATION Service code 28 · EIN 25-1442864 | Investment Management | $638,805 |
BLACKROCK3 years Filed as: BLACKROCK INSTITUTIONAL TRUST CO Service code 28 · EIN 94-3112180 | Investment Management | $88,723 |
JPMORGAN INVEST HOLDINGS LLC3 years Filed as: JPMORGAN CHASE BANK, NA Service code 27 · EIN 13-4994650 | Advisory (Plan) | $52,531 |
COWEN & COMPANY LLC2 years Filed as: COWEN & COMPANY Service code 50 · EIN 84-1702964 | Direct Payment | $35,923 |
Service code 15 · EIN 84-0467907 | Recordkeeping | $7,837 |
Filed as: GWFS EQUITIES INC Service code 33 · EIN 84-0965407 | Shareholder servicing fees; Other inv... | $2,635 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,301 | $101,555+216.4% | $119,237+169.5% | $101,555+216.4% |
| Participation rate | 95.4% | 74.5%+20.9pp | 82.7%+12.7pp | 74.5%+20.9pp |
| Annual return | 14.27% | 21.00%-6.7pp | 30.70%-16.4pp | 21.00%-6.7pp |
| Employer contribution / active EE | $7,881 | $2,972+165.2% | $4,383+79.8% | $2,972+165.2% |
| Participant deferral / active EE | $12,680 | $4,874+160.1% | $6,112+107.4% | $4,874+160.1% |
| Admin fee / account holder | $307 | $139+120.1% | $7,229-95.8% | $139+120.1% |