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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,319 | $217,432-88.8% | $185,849-86.9% | $167,536-85.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.63% | 148.42%-137.8pp | 122.10%-111.5pp | 478.82%-468.2pp |
| Employer contribution / active EE | $2,448 | $5,875-58.3% | $5,169-52.6% | $4,839-49.4% |
| Participant deferral / active EE | $2,490 | $6,357-60.8% | $5,569-55.3% | $6,342-60.7% |
| Admin fee / account holder | $14,664 | $19,818-26.0% | $16,244-9.7% | $12,315+19.1% |