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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,863 | $183,592-77.7% | $155,574-73.7% | $145,877-72.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 24.87% | 61.37%-36.5pp | 64.87%-40.0pp | 551.28%-526.4pp |
| Employer contribution / active EE | $2,769 | $5,317-47.9% | $4,676-40.8% | $4,663-40.6% |
| Participant deferral / active EE | $2,245 | $6,466-65.3% | $5,629-60.1% | $6,691-66.4% |
| Admin fee / account holder | $461 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |