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| Provider | Service type | Compensation |
|---|---|---|
CAP FINANCIAL PARTNERS, LLC2 years Filed as: CAP FINANCIAL PARTNERS LLC Service code 28 · EIN 26-0058143 | Investment Management | $73,983 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $72,160 |
MARKSNELSON LLC7 years Service code 10 · EIN 48-1238645 | Accounting | $18,500 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $234 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,647 | $115,744-28.6% | $100,378-17.7% | $199,921-58.7% |
| Participation rate | 98.5% | 85.7%+12.9pp | 81.5%+17.0pp | 72.0%+26.5pp |
| Annual return | 19.23% | 17.79%+1.4pp | 49.41%-30.2pp | 34.28%-15.1pp |
| Employer contribution / active EE | $5,041 | $3,657+37.8% | $3,942+27.9% | $3,035+66.1% |
| Participant deferral / active EE | $10,472 | $9,844+6.4% | $8,087+29.5% | $5,089+105.8% |
| Admin fee / account holder | $103 | $93+11.2% | $7,899-98.7% | $269-61.6% |