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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,368 | $100,194-0.8% | $122,979-19.2% | $86,983+14.2% |
| Participation rate | 95.5% | 73.0%+22.5pp | 77.2%+18.3pp | 69.5%+25.9pp |
| Annual return | 30.56% | 16.47%+14.1pp | 20.12%+10.4pp | 25.83%+4.7pp |
| Employer contribution / active EE | $1,881 | $2,326-19.1% | $3,062-38.6% | $2,584-27.2% |
| Participant deferral / active EE | $5,395 | $4,133+30.5% | $5,003+7.8% | $4,194+28.6% |
| Admin fee / account holder | $6,515 | $10,148-35.8% | $12,864-49.4% | $7,856-17.1% |