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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,250 | $105,198-7.6% | $159,455-39.0% | $85,856+13.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 7.85% | 45.08%-37.2pp | 263.63%-255.8pp | 318.58%-310.7pp |
| Employer contribution / active EE | $2,202 | $3,319-33.7% | $4,830-54.4% | $2,565-14.2% |
| Participant deferral / active EE | $3,018 | $5,946-49.2% | $7,353-59.0% | $3,952-23.6% |
| Admin fee / account holder | $6,623 | $6,934-4.5% | $10,800-38.7% | $6,261+5.8% |