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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,658 | $106,864+43.8% | $147,318+4.3% | $82,637+85.9% |
| Participation rate | 92.9% | 75.5%+17.4pp | 82.1%+10.8pp | 68.1%+24.8pp |
| Annual return | 14.12% | 27.49%-13.4pp | 70.43%-56.3pp | 53.51%-39.4pp |
| Employer contribution / active EE | $2,196 | $3,417-35.7% | $4,593-52.2% | $2,552-14.0% |
| Participant deferral / active EE | $3,240 | $6,496-50.1% | $7,906-59.0% | $4,126-21.5% |
| Admin fee / account holder | $48,823 | $8,415+480.2% | $13,708+256.2% | $7,339+565.3% |