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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,699 | $93,589-77.9% | $135,942-84.8% | $75,181-72.5% |
| Participation rate | 83.7% | 75.2%+8.5pp | 81.9%+1.8pp | 67.2%+16.5pp |
| Annual return | 20.75% | 30.90%-10.2pp | 68.28%-47.5pp | 160.69%-139.9pp |
| Employer contribution / active EE | $2,610 | $3,537-26.2% | $4,858-46.3% | $2,671-2.2% |
| Participant deferral / active EE | $5,221 | $6,405-18.5% | $7,759-32.7% | $4,126+26.5% |
| Admin fee / account holder | $1,366 | $6,977-80.4% | $10,764-87.3% | $5,650-75.8% |