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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 85-3714571 | Accounting | $15,000 |
PLANTE & MORAN, PLLC1 year Filed as: PLANTE & MORAN Service code 10 · EIN 38-1357951 | Accounting | $11,500 |
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $9,851 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC. AND AFFILI Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.8+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,329 | $65,453+129.7% | $86,691+73.4% | $66,930+124.6% |
| Participation rate | 98.3% | 75.5%+22.8pp | 76.6%+21.7pp | 69.8%+28.5pp |
| Annual return | -16.36% | -10.89%-5.5pp | 35.94%-52.3pp | 1.57%-17.9pp |
| Employer contribution / active EE | $2,639 | $2,154+22.5% | $2,837-7.0% | $2,545+3.7% |
| Participant deferral / active EE | $8,599 | $4,102+109.7% | $4,656+84.7% | $4,238+102.9% |
| Admin fee / account holder | $153 | $642-76.1% | $7,492-98.0% | $593-74.2% |