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| Provider | Service type | Compensation |
|---|---|---|
JANSON, JEFFREY2 years Service code 10 · EIN 37-8663471 | Accounting | $16,000 |
PLANTE & MORAN, PLLC2 years Service code 10 · EIN 38-1357951 | Accounting | $9,700 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $1,419 |
Filed as: CHARLES SCHWAB & CO INC. AND AFFILI Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.6+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,987 | $73,638+152.6% | $95,960+93.8% | $73,493+153.1% |
| Participation rate | 98.5% | 76.2%+22.3pp | 77.1%+21.4pp | 70.7%+27.8pp |
| Annual return | 11.22% | 16.78%-5.6pp | 91.63%-80.4pp | 28.51%-17.3pp |
| Employer contribution / active EE | $1,922 | $1,863+3.2% | $2,541-24.4% | $2,270-15.3% |
| Participant deferral / active EE | $6,363 | $3,617+75.9% | $4,167+52.7% | $3,740+70.1% |
| Admin fee / account holder | $108 | $482-77.5% | $6,797-98.4% | $513-78.9% |