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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,034 | $99,995-89.0% | $85,063-87.0% | $145,978-92.4% |
| Participation rate | 56.3% | 74.1%-17.8pp | 67.5%-11.3pp | 80.3%-24.0pp |
| Annual return | 9.84% | 83.99%-74.1pp | 66.54%-56.7pp | 550.52%-540.7pp |
| Employer contribution / active EE | $960 | $3,231-70.3% | $2,727-64.8% | $4,662-79.4% |
| Participant deferral / active EE | $1,720 | $5,295-67.5% | $4,523-62.0% | $6,690-74.3% |
| Admin fee / account holder | $1,722 | $7,255-76.3% | $6,155-72.0% | $13,400-87.1% |