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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,617 | $96,361-91.1% | $80,607-89.3% | $139,456-93.8% |
| Participation rate | 69.2% | 73.6%-4.4pp | 67.0%+2.2pp | 80.3%-11.1pp |
| Annual return | 13.56% | 1350.95%-1337.4pp | 936.11%-922.5pp | 373.45%-359.9pp |
| Employer contribution / active EE | $690 | $3,262-78.8% | $2,724-74.7% | $4,753-85.5% |
| Participant deferral / active EE | $986 | $5,232-81.2% | $4,448-77.8% | $6,711-85.3% |
| Admin fee / account holder | $1,193 | $6,601-81.9% | $5,379-77.8% | $11,407-89.5% |