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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,784 | $154,159+81.5% | $130,026+115.2% | $139,456+100.6% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.5%+13.8pp | 80.3%+12.0pp |
| Annual return | 18.88% | 32.50%-13.6pp | -137.26%+156.1pp | 373.45%-354.6pp |
| Employer contribution / active EE | $7,633 | $5,292+44.2% | $4,321+76.6% | $4,753+60.6% |
| Participant deferral / active EE | $10,680 | $6,710+59.2% | $5,821+83.5% | $6,711+59.1% |
| Admin fee / account holder | $6,671 | $14,001-52.4% | $10,608-37.1% | $11,407-41.5% |