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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,488 | $162,812+85.8% | $133,971+125.8% | $158,966+90.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 11.95% | 41.94%-30.0pp | 45.09%-33.1pp | 302.95%-291.0pp |
| Employer contribution / active EE | $6,746 | $4,976+35.6% | $3,919+72.2% | $4,762+41.7% |
| Participant deferral / active EE | $9,005 | $5,910+52.4% | $5,047+78.4% | $5,983+50.5% |
| Admin fee / account holder | $4,498 | $11,741-61.7% | $8,929-49.6% | $11,250-60.0% |