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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,132 | $97,125+23.7% | $86,233+39.3% | $137,256-12.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 17.17% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $3,571 | $2,841+25.7% | $2,504+42.6% | $4,156-14.1% |
| Participant deferral / active EE | $7,491 | $5,180+44.6% | $4,559+64.3% | $6,407+16.9% |
| Admin fee / account holder | $945 | $9,725-90.3% | $8,342-88.7% | $12,270-92.3% |