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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,322 | $88,707+151.8% | $74,184+201.0% | $273,972-18.5% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 10.93% | 11.94%-1.0pp | 17.74%-6.8pp | 41.46%-30.5pp |
| Employer contribution / active EE | $0 | $3,159-100.0% | $2,370-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $9,938 | $4,212+136.0% | $3,550+180.0% | $5,287+88.0% |
| Admin fee / account holder | $1,592 | $8,717-81.7% | $5,586-71.5% | $10,133-84.3% |