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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,788 | $100,811+206.3% | $86,698+256.2% | $134,545+129.5% |
| Participation rate | 77.8% | 79.0%-1.2pp | 76.6%+1.2pp | 81.2%-3.5pp |
| Annual return | -14.78% | 29.11%-43.9pp | 35.96%-50.7pp | 418.37%-433.2pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $12,090 | $5,339+126.4% | $4,656+159.7% | $6,401+88.9% |
| Admin fee / account holder | $6,422 | $10,926-41.2% | $7,492-14.3% | $11,431-43.8% |