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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,254 | $162,136+170.3% | $152,301+187.8% | $154,746+183.2% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 15.89% | 91.02%-75.1pp | 80.50%-64.6pp | 172.34%-156.5pp |
| Employer contribution / active EE | $633 | $4,890-87.1% | $4,624-86.3% | $4,379-85.5% |
| Participant deferral / active EE | $3,963 | $8,341-52.5% | $8,004-50.5% | $6,730-41.1% |
| Admin fee / account holder | $35,874 | $15,759+127.6% | $14,398+149.2% | $14,365+149.7% |