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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,052 | $148,623+113.3% | $135,974+133.2% | $139,466+127.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.23% | 79.30%-62.1pp | 68.30%-51.1pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,651 | $5,246-30.4% | $4,859-24.9% | $4,754-23.2% |
| Participant deferral / active EE | $4,871 | $8,103-39.9% | $7,760-37.2% | $6,712-27.4% |
| Admin fee / account holder | $11,041 | $12,406-11.0% | $10,767+2.6% | $11,409-3.2% |