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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,172 | $160,040+152.5% | $147,096+174.8% | $145,877+177.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.23% | 98.49%-84.3pp | 419.75%-405.5pp | 551.28%-537.0pp |
| Employer contribution / active EE | $4,158 | $5,289-21.4% | $4,936-15.8% | $4,663-10.8% |
| Participant deferral / active EE | $5,486 | $8,429-34.9% | $8,071-32.0% | $6,691-18.0% |
| Admin fee / account holder | $31,900 | $15,050+112.0% | $13,005+145.3% | $13,402+138.0% |