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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,466 | $109,372+22.9% | $89,414+50.4% | $158,966-15.4% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 18.50% | 345.55%-327.1pp | 245.50%-227.0pp | 302.95%-284.5pp |
| Employer contribution / active EE | $20,615 | $3,171+550.0% | $2,586+697.0% | $4,762+332.9% |
| Participant deferral / active EE | $5,917 | $4,598+28.7% | $3,890+52.1% | $5,983-1.1% |
| Admin fee / account holder | $802 | $6,156-87.0% | $4,883-83.6% | $11,250-92.9% |