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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,303 | $104,937+4.2% | $84,628+29.2% | $152,897-28.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 19.60% | 373.88%-354.3pp | 258.80%-239.2pp | 345.43%-325.8pp |
| Employer contribution / active EE | $12,063 | $3,303+265.2% | $2,653+354.7% | $4,764+153.2% |
| Participant deferral / active EE | $8,975 | $4,690+91.4% | $3,900+130.1% | $5,851+53.4% |
| Admin fee / account holder | $44,566 | $6,243+613.8% | $4,914+807.0% | $11,599+284.2% |