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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,801 | $95,188-15.1% | $76,518+5.6% | $135,380-40.3% |
| Participation rate | 71.4% | 74.4%-3.0pp | 68.0%+3.4pp | 82.6%-11.2pp |
| Annual return | -10.69% | 4.85%-15.5pp | -0.27%-10.4pp | 519.81%-530.5pp |
| Employer contribution / active EE | $20,405 | $3,303+517.8% | $2,647+670.8% | $4,779+327.0% |
| Participant deferral / active EE | $9,021 | $4,640+94.4% | $3,836+135.2% | $5,609+60.8% |
| Admin fee / account holder | $689 | $6,249-89.0% | $4,849-85.8% | $10,828-93.6% |