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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,921 | $102,393+217.3% | $147,041+121.0% | $80,911+301.6% |
| Participation rate | 73.1% | 75.9%-2.8pp | 82.2%-9.1pp | 67.6%+5.4pp |
| Annual return | 14.17% | 134.95%-120.8pp | 419.21%-405.0pp | 35.63%-21.5pp |
| Employer contribution / active EE | $8,251 | $3,715+122.1% | $4,935+67.2% | $2,756+199.4% |
| Participant deferral / active EE | $12,669 | $6,647+90.6% | $8,071+57.0% | $4,297+194.8% |
| Admin fee / account holder | $4,340 | $7,943-45.4% | $13,006-66.6% | $6,935-37.4% |