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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,530 | $148,582+88.1% | $135,942+105.6% | $139,456+100.4% |
| Participation rate | 94.7% | 83.9%+10.9pp | 81.9%+12.8pp | 80.3%+14.4pp |
| Annual return | 19.02% | 79.26%-60.2pp | 68.28%-49.3pp | 373.45%-354.4pp |
| Employer contribution / active EE | $10,050 | $5,245+91.6% | $4,858+106.9% | $4,753+111.5% |
| Participant deferral / active EE | $15,814 | $8,101+95.2% | $7,759+103.8% | $6,711+135.6% |
| Admin fee / account holder | $1,902 | $12,402-84.7% | $10,764-82.3% | $11,407-83.3% |