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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,196 | $217,427-82.0% | $185,837-78.9% | $167,518-76.6% |
| Participation rate | 88.9% | 86.0%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 20.95% | 148.39%-127.4pp | 122.08%-101.1pp | 478.71%-457.8pp |
| Employer contribution / active EE | $2,149 | $5,874-63.4% | $5,168-58.4% | $4,838-55.6% |
| Participant deferral / active EE | $5,856 | $6,357-7.9% | $5,568+5.2% | $6,342-7.7% |
| Admin fee / account holder | $642 | $19,816-96.8% | $16,241-96.0% | $12,312-94.8% |