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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,301 | $175,231-67.3% | $149,696-61.7% | $139,466-58.9% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 15.61% | 166.77%-151.2pp | 134.46%-118.8pp | 373.66%-358.1pp |
| Employer contribution / active EE | $1,454 | $5,478-73.5% | $4,821-69.8% | $4,754-69.4% |
| Participant deferral / active EE | $4,624 | $6,521-29.1% | $5,682-18.6% | $6,712-31.1% |
| Admin fee / account holder | $653 | $16,155-96.0% | $13,212-95.1% | $11,409-94.3% |