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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,611 | $156,398-47.8% | $147,318-44.6% | $138,895-41.2% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 20.57% | 78.75%-58.2pp | 70.43%-49.9pp | 145.39%-124.8pp |
| Employer contribution / active EE | $2,585 | $4,853-46.7% | $4,593-43.7% | $4,194-38.4% |
| Participant deferral / active EE | $6,308 | $8,237-23.4% | $7,906-20.2% | $6,396-1.4% |
| Admin fee / account holder | $1,658 | $14,976-88.9% | $13,708-87.9% | $12,562-86.8% |