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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,611 | $162,136-49.7% | $152,301-46.4% | $154,746-47.3% |
| Participation rate | 92.9% | 84.1%+8.8pp | 82.4%+10.4pp | 80.7%+12.2pp |
| Annual return | 20.57% | 91.02%-70.5pp | 80.50%-59.9pp | 172.34%-151.8pp |
| Employer contribution / active EE | $2,585 | $4,890-47.1% | $4,624-44.1% | $4,379-41.0% |
| Participant deferral / active EE | $6,308 | $8,341-24.4% | $8,004-21.2% | $6,730-6.3% |
| Admin fee / account holder | $1,658 | $15,759-89.5% | $14,398-88.5% | $14,365-88.5% |