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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,547 | $160,040-59.7% | $147,096-56.1% | $145,877-55.8% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 17.17% | 98.49%-81.3pp | 419.75%-402.6pp | 551.28%-534.1pp |
| Employer contribution / active EE | $6,248 | $5,289+18.1% | $4,936+26.6% | $4,663+34.0% |
| Participant deferral / active EE | $4,549 | $8,429-46.0% | $8,071-43.6% | $6,691-32.0% |
| Admin fee / account holder | $673 | $15,050-95.5% | $13,005-94.8% | $13,402-95.0% |