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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,848 | $175,257-4.8% | $149,717+11.4% | $139,456+19.6% |
| Participation rate | 58.8% | 83.4%-24.6pp | 78.8%-20.0pp | 80.3%-21.5pp |
| Annual return | 12.97% | 166.70%-153.7pp | 134.41%-121.4pp | 373.45%-360.5pp |
| Employer contribution / active EE | $7,567 | $5,477+38.2% | $4,820+57.0% | $4,753+59.2% |
| Participant deferral / active EE | $3,115 | $6,521-52.2% | $5,682-45.2% | $6,711-53.6% |
| Admin fee / account holder | $49 | $16,156-99.7% | $13,213-99.6% | $11,407-99.6% |