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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,939 | $198,457-58.7% | $170,435-51.9% | $147,586-44.5% |
| Participation rate | 84.2% | 88.0%-3.8pp | 83.6%+0.6pp | 82.8%+1.4pp |
| Annual return | 15.78% | 257.30%-241.5pp | 205.94%-190.2pp | 578.59%-562.8pp |
| Employer contribution / active EE | $1,715 | $6,183-72.3% | $5,432-68.4% | $4,876-64.8% |
| Participant deferral / active EE | $2,376 | $5,629-57.8% | $4,939-51.9% | $5,439-56.3% |
| Admin fee / account holder | $449 | $16,852-97.3% | $13,881-96.8% | $10,886-95.9% |