Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,235 | $66,764-87.7% | $88,497-90.7% | $62,881-86.9% |
| Participation rate | 50.0% | 77.3%-27.3pp | 82.4%-32.4pp | 69.3%-19.3pp |
| Annual return | -0.32% | 10.37%-10.7pp | 7.63%-7.9pp | 20.14%-20.5pp |
| Employer contribution / active EE | $1,180 | $3,077-61.7% | $4,036-70.8% | $2,281-48.3% |
| Participant deferral / active EE | $1,710 | $3,976-57.0% | $4,899-65.1% | $3,203-46.6% |
| Admin fee / account holder | $945 | $4,668-79.8% | $6,220-84.8% | $4,296-78.0% |