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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,326 | $96,052+4.4% | $118,106-15.1% | $87,485+14.7% |
| Participation rate | 0.0% | 77.0%-77.0pp | 81.9%-81.9pp | 68.9%-68.9pp |
| Annual return | 13.92% | 24.16%-10.2pp | 19.44%-5.5pp | 26.06%-12.1pp |
| Employer contribution / active EE | $1,341 | $3,939-66.0% | $4,698-71.5% | $2,596-48.4% |
| Participant deferral / active EE | $4,263 | $5,793-26.4% | $6,619-35.6% | $4,274-0.3% |
| Admin fee / account holder | $5,211 | $7,618-31.6% | $8,973-41.9% | $7,775-33.0% |