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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,490 | $183,592+114.9% | $155,567+153.6% | $145,959+170.3% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 16.63% | 61.24%-44.6pp | 64.74%-48.1pp | 561.95%-545.3pp |
| Employer contribution / active EE | $2,264 | $5,315-57.4% | $4,674-51.6% | $4,661-51.4% |
| Participant deferral / active EE | $3,849 | $6,464-40.5% | $5,628-31.6% | $6,689-42.5% |
| Admin fee / account holder | $866 | $19,318-95.5% | $15,916-94.6% | $13,398-93.5% |