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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,305 | $155,833-83.1% | $124,693-78.9% | $167,536-84.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 8.27% | 17.98%-9.7pp | 5144.19%-5135.9pp | 478.82%-470.5pp |
| Employer contribution / active EE | $3,125 | $4,164-25.0% | $3,324-6.0% | $4,839-35.4% |
| Participant deferral / active EE | $4,125 | $5,675-27.3% | $4,615-10.6% | $6,342-35.0% |
| Admin fee / account holder | $369 | $9,534-96.1% | $7,494-95.1% | $12,315-97.0% |