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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,015 | $150,346-73.4% | $120,524-66.8% | $145,877-72.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 12.50% | 154.40%-141.9pp | 107.36%-94.9pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,165 | $4,353-50.3% | $3,469-37.6% | $4,663-53.6% |
| Participant deferral / active EE | $4,708 | $6,172-23.7% | $4,994-5.7% | $6,691-29.6% |
| Admin fee / account holder | $6,495 | $12,215-46.8% | $9,440-31.2% | $13,402-51.5% |