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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,743 | $135,956-53.9% | $123,894-49.4% | $273,972-77.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.61% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $18,252 | $5,170+253.1% | $4,617+295.3% | $4,869+274.9% |
| Participant deferral / active EE | $12,467 | $6,343+96.6% | $5,984+108.3% | $5,287+135.8% |
| Admin fee / account holder | $464 | $9,817-95.3% | $8,357-94.4% | $10,133-95.4% |