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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,497 | $148,582+125.8% | $135,942+146.8% | $139,456+140.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.93% | 79.26%-62.3pp | 68.28%-51.3pp | 373.45%-356.5pp |
| Employer contribution / active EE | $3,593 | $5,245-31.5% | $4,858-26.0% | $4,753-24.4% |
| Participant deferral / active EE | $6,118 | $8,101-24.5% | $7,759-21.2% | $6,711-8.8% |
| Admin fee / account holder | $80,169 | $12,402+546.4% | $10,764+644.8% | $11,407+602.8% |