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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,081 | $114,119-78.0% | $107,187-76.6% | $138,895-81.9% |
| Participation rate | 94.1% | 78.1%+16.0pp | 75.0%+19.1pp | 79.9%+14.2pp |
| Annual return | 10.64% | 273.21%-262.6pp | 204.55%-193.9pp | 145.39%-134.8pp |
| Employer contribution / active EE | $1,954 | $4,059-51.9% | $3,782-48.3% | $4,194-53.4% |
| Participant deferral / active EE | $2,222 | $5,538-59.9% | $5,096-56.4% | $6,396-65.3% |
| Admin fee / account holder | $13,045 | $10,024+30.1% | $9,162+42.4% | $12,562+3.8% |