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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,683 | $106,267-68.3% | $96,520-65.1% | $139,456-75.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 29.26% | 38.45%-9.2pp | 35.72%-6.5pp | 373.45%-344.2pp |
| Employer contribution / active EE | $1,884 | $4,105-54.1% | $3,739-49.6% | $4,753-60.4% |
| Participant deferral / active EE | $3,711 | $5,454-32.0% | $4,879-23.9% | $6,711-44.7% |
| Admin fee / account holder | $548 | $7,882-93.0% | $6,733-91.9% | $11,407-95.2% |