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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,287 | $95,975-79.9% | $74,552-74.1% | $135,382-85.8% |
| Participation rate | 52.9% | 75.7%-22.7pp | 69.1%-16.2pp | 82.6%-29.7pp |
| Annual return | -5.81% | 56.96%-62.8pp | 32.53%-38.3pp | 519.77%-525.6pp |
| Employer contribution / active EE | $877 | $2,716-67.7% | $1,961-55.3% | $4,779-81.7% |
| Participant deferral / active EE | $1,941 | $3,844-49.5% | $3,108-37.5% | $5,609-65.4% |
| Admin fee / account holder | $9,542 | $6,522+46.3% | $5,060+88.6% | $10,829-11.9% |