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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,749 | $54,541-45.5% | $78,778-62.2% | $70,131-57.6% |
| Participation rate | 26.7% | 60.8%-34.1pp | 69.2%-42.5pp | 69.5%-42.9pp |
| Annual return | 18.80% | 21.07%-2.3pp | 35.62%-16.8pp | 73.14%-54.3pp |
| Employer contribution / active EE | $335 | $1,089-69.3% | $1,986-83.1% | $2,342-85.7% |
| Participant deferral / active EE | $1,063 | $2,210-51.9% | $2,958-64.1% | $3,332-68.1% |
| Admin fee / account holder | $224 | $3,709-94.0% | $5,134-95.6% | $4,645-95.2% |