Filed January 26, 2009
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $80,930 |
MOSS ADAMS LLP7 years Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318 | Accounting | $26,000 |
THE BANK OF NEW YORK MELLON10+ years Filed as: BNY MELLON ASSET SERVICING Service code 21 · EIN 13-5160382 | Bank Trustee | $17,502 |
AON CONSULTING1 year Filed as: AON RISK INSURANCE SERVICE WEST INC Service code 49 · EIN 95-3252415 | Other Services | $17,415 |
MERCER10+ years Service code 16 · EIN 13-2834414 | Consulting | $12,975 |
ALSTON & BIRD LLP4 years Filed as: ALSTON & BIRD Service code 29 · EIN 58-0137615 | Legal | $3,650 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,731 | $122,128+193.7% | $147,117+143.8% | $200,096+79.3% |
| Participation rate | 58.3% | 78.2%-19.9pp | 82.2%-23.9pp | 72.0%-13.7pp |
| Annual return | 12.84% | 30.58%-17.7pp | 420.54%-407.7pp | 34.26%-21.4pp |
| Employer contribution / active EE | $0 | $4,093-100.0% | $4,932-100.0% | $3,038-100.0% |
| Participant deferral / active EE | $12,153 | $8,484+43.3% | $8,065+50.7% | $5,090+138.8% |
| Admin fee / account holder | $84 | $180-53.3% | $12,993-99.4% | $269-68.8% |