Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,372 | $105,284-73.1% | $150,734-81.2% | $94,015-69.8% |
| Participation rate | 51.1% | 71.7%-20.6pp | 78.4%-27.3pp | 70.8%-19.7pp |
| Annual return | 9.93% | 15.67%-5.7pp | 600.81%-590.9pp | 17.84%-7.9pp |
| Employer contribution / active EE | $0 | $3,599-100.0% | $4,918-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,151 | $4,274-26.3% | $5,610-43.8% | $4,249-25.9% |
| Admin fee / account holder | $1,802 | $9,839-81.7% | $14,905-87.9% | $8,951-79.9% |