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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6+ years Service code 12 · EIN 93-1253576 | Custodial (securities); Sub-transfer ... | $32,418 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,568 | $55,122-33.7% | $104,639-65.1% | $73,497-50.2% |
| Participation rate | 69.8% | 67.7%+2.1pp | 74.1%-4.3pp | 70.7%-0.9pp |
| Annual return | 16.89% | 24.77%-7.9pp | 340.67%-323.8pp | 28.51%-11.6pp |
| Employer contribution / active EE | $542 | $1,464-63.0% | $2,682-79.8% | $2,270-76.1% |
| Participant deferral / active EE | $2,837 | $2,919-2.8% | $3,738-24.1% | $3,740-24.2% |
| Admin fee / account holder | $139 | $423-67.2% | $6,465-97.9% | $513-73.0% |